December 20, 2018

Annual Review Meeting

It is almost the end of 2018, and another new year is ahead of us.

Before holiday starts, let us review our efforts and improvements in this year.

Respon Global stresses the importance of growth in each individual in this company. Therefore, an annual review session has been held on last Friday. This is to help us in recognizing our strength and weakness in order to achieve a better result in the future.

Everyone was well...


December 03, 2018

Australia’s growing number of lifelong renters at greater risk of poverty in retirement: report

Australia’s increasing cohort of lifelong renters is at risk of living in poverty in retirement, because the current system is ill-prepared to care for them, a new report warns.

If a retiree owns their own home, they’re in luck; the Grattan Institute report released on Tuesday shows they are likely to live comfortably into retirement, on the pension or with superannuation.

Academics consider Australia’s retirement system asset-based, and those without a family home at an inherent disadvantage.


October 11, 2018

Are big homes better than small homes? Here’s how to choose the perfect-sized house

When buying a house and land package, it can be hard trying to decide whether to stretch your finances to buy the biggest house you can afford, or to opt for the mantra that small is beautiful.


And does size really matter as much as what the designer can do with the space?


Experts are often divided. With lot sizes in Sydney shrinking, largely as a result of rising prices and the affordability squeeze, more people are picking smaller homes, according to...


September 03, 2018

Poised to strike: Why first-home buyers now have a better chance of getting into the market

Property prices are now falling, which means first-home buyers’ eyes are widening.

The task of buying a first home is still monumental – a few per cent off the top following a record-breaking price boom won’t change that – but a window of opportunity has cracked open as prices soften and market dynamics shift, according to UBS economist Carlos Cacho.

“For first-home buyers who have got their finances in order and have...


July 26, 2018

Heating up: How to make sure you’re buying a home that is ‘winter warm’

One of the most critical factors when buying a home is making sure it’s going to be as warm and welcoming in winter as it is cool and inviting in summer and spring. And there is no better time to do it than deep in winter.

One vital area to ensure a warmer home is its aspect or orientation. The brightest, cosiest houses should be north-facing to the rear to capture all the available sunshine.


July 03, 2018

The perfect balance: What you should and shouldn’t compromise on when buying a home

As difficult as it can be, compromise is an essential part of the home-buying process.

Few of us have bottomless pockets, and in expensive capital cities, finding a home that ticks every box while coming in under budget is near impossible.

Compromise doesn’t have to mean settling for a house you don’t want. “I always say it’s more about flexibility than compromise,” says Lauren Goudy, buyer’s agent at Rose & Jones.

Few buyers would want to part with their...


May 30, 2018

How to buy your first home: From saving to settlement

You've decided you're at that stage in life where you'd rather be paying your own mortgage than someone else's. Or perhaps you're thinking about your long-term future, and owning a house is on your to-do list.

It's time to jump into the property market and buy your first home. But how the heck do you do it?

Save for a deposit

Assuming you don't have $600,000 sitting in your bank account, first things first: you...


September 18, 2017

The best ways to add value to your home

IT’S what any savvy seller wants to know.

How do you add thousands of dollars to your home? Is it a pool? Another bedroom? A car space? A granny flat?

The experts reveal to what DIY additions will make you the big bucks on auction day.


The first rule for resale is to invest in home additions that add profit to your bottom line, not neutralise it or leave you swimming in debt … like a...


September 02, 2017

Principal And Interest Home Loan Rates Continue To Fall

While lenders are under regulatory pressure to adhere to guidelines set out by the Australian Prudential Regulation Authority (APRA), a number of institutions have cut rates for owner-occupiers paying principal and interest (P&I) on their home loans.

So far in August, 100 products on Canstar’s database of owner occupied P&I home loans have experienced rate movements.

Out of these 100 products, the average rate movement has been a fall of 12 basis points.

Notably, Commonwealth Bank has cut...


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